Discover the car loan that’s right for you personally

We provide a selection of purchase and funding options to produce your auto buying effortless and hassle-free with competitive interest levels, discounts and payment that is flexible. Utilize our convenient car finance calculators to compare car finance prices and terms and protect your vehicle with this repayment security and insurance coverage choices.

Why choose TDECU for the loan?

  • Prices starting at 2.49% APR 1
  • No money straight straight down solutions
  • Discounts for recurring deposit that is direct of250 or higher
  • No concealed costs, expenses, or early-payoff charges
  • Affordable payment plans customized to your preferences
  • 24-hour approval of many loans
  • Terms so long as 72 months

Brand New or utilized automobile financing

No cash straight straight down choices available, discounts for recurring direct deposits of $250 or even more, with no concealed charges, expenses or very early payoff charges

2.49% – 48 Mo. – brand New car

No re payments for 90 days 3

Get car loan somewhere else?Refinance with TDECU! 2

Decrease your payment. Discounts for recurring direct build up of $250 or higher, with no hidden charges, expenses or payoff that is early

2.49% – 48 Mo. – brand New car

No re re payments for ninety days 3

Motorcycle, ship and leisure automobile loans

Looking to purchase a bike, ship, RV, ATV/UTV or, to refinance that loan held elsewhere 2 we now have funding options for all those, too!

4.49% – 48 Mo. – brand New motorcycle5.25% – 48 Mo. – New boat5.25% – 48 Mo. – New leisure car

No re payments for ninety days 3

Brand brand New or utilized automotive loans

Get car loan somewhere else?Refinance with TDECU! 2

Motorcycle, leisure and boat automobile loans

No cash straight down choices available, discounts for recurring direct deposits of $250 or higher, with no concealed charges, expenses or payoff that is early

Reduce your payment per month. Discounts for recurring direct build up of $250 or higher, with no concealed costs, costs or payoff that is early

Get pre-approved

When you’re pre-approved for a TDECU car loan, automobile dealers understand you might be a critical customer and will also be willing to offer much to obtain your online business. Plus, you will be confident understanding that you’ve got low-rate funding supplied by TDECU.

Finance during the dealership

TDECU financing is present directly at a huge selection of dealerships in Texas. As soon as you get the car you would like, inform the dealer you need your loan from TDECU, complete the paperwork then right during the dealership, as well as in almost no time your loan is authorized.

Shop with Carvana

Carvana provides an online showroom of inspected, top-notch cars. In some ticks it is possible to pick, finance, and pick-up your vehicle from their car machine that is vending have your car or truck brought to you. All by having a 7-day money-back guarantee.

Car loan calculators

Our online car loan calculators will allow you to estimate your repayments in order to get the loan that is right you.

pick a calculator through the list below.

Car: Simply How Much Will My Car Re Payments Be? Automobile: How Much Vehicle Can I Manage?

Some tips about what you will need to offer us to get going:

  • Work, income, and housing information
  • Amount you desire to fund (cost, fees, name, permit, and warranties, less any downpayment)
  • Duration of the mortgage, also called the definition of associated with loan
  • If you should be exchanging in an automobile we are going to require the name, loan, registration and license information
  • We will need the Vehicle Identification Number (VIN), the exact mileage and the dealer or seller’s name if you have already selected a vehicle to purchase

Payment security and insurance protection protection

GAP insurance

This coverage is supplemental to most of your insurance coverage and that can benefit having to pay any differences when considering what exactly is owed on the automobile, additionally the vehicle’s value.

Automobile benefit advantage

Included included in the GAP insurance coverage, this advantage pays around $500 per loss (unlimited losses each year) whenever a claim is filed and compensated along with your main insurance provider.

TDECU Insurance Agency, LLC

Our agency will be able to work with you to definitely get the most useful auto insurance prices that won’t sacrifice protection. We are going to perform some contrast work, finding you the most readily useful protection at the most effective value.

Have actually you received a page when you look at the mail Collateral that is regarding Protection (CPI)? Click on the key below to give your evidence of insurance on the web.

Car finance FAQ

How do being pre-approved help me to whenever I am searching for an automobile?

If you’re pre-approved for an automobile loan, you are able to give attention to negotiating the very best cost when visiting the dealership. This enables you to definitely go shopping with full confidence, once you understand you may not end up getting higher level financing. Dealers tend to just take people who have pre-approved funding more really given that it means you are earnestly interested in an automobile willing to conduct business.

Could I be authorized for an automobile loan and have now funds available the exact same time?

Most of the time, maybe you are approved and funds provided the exact same time. We recognize that sometimes the vehicle-buying procedure can be an matter that is urgent. We will answr fully your concerns which help expedite the automobile loan application and approval process.

Could I make extra re re payments and spend down my car loan sooner than the initial term?

Yes. At TDECU, there are not any prepayment charges for paying down your vehicle loan sooner than your initial term. In reality, it is a powerful way to save well on interest throughout the long term!

1 APR = Apr.

2 Existing TDECU loans are ineligible for refinancing.

3 Interest is supposed to be charged for your requirements through the initial loan date in the unpaid stability through the payment deferral period that is 90-day. Limited time offer.